Our process starts with an understanding of your needs and goals. A sound financial plan should cover a broad spectrum of factors relating to your present security, and to your future well being. We utilize a Strategic Financial Planning method which integrates these factors with your own specific concerns and desires. The result is a comprehensive solution that is best for you.
As your financial guide, The Capital Group will review and adjust a variety of tactics to meet the changes that occur during your life.
With today’s vast array of investment options, it makes even more sense to assure your personal accounts are properly allocated in investments that reflect your risk tolerance, cash flow needs and time frame. Your investments should be continuously reviewed for performance, risk and asset allocation.
Many people spend more time planning their next vacation than thinking about retirement. We will help you plan for that next stage in life, whatever you are hoping it to become. This includes reviewing the most appropriate savings vehicles, incorporating your personal savings and any benefit programs available through your employer.
Without the proper estate plan, your heirs could easily lose a large portion of the assets you have worked a lifetime to build. Estate planning is not only for the wealthy and the older client. We work with your tax and legal advisors to utilize the most appropriate techniques to protect your assets for your heirs.
Often the most misunderstood aspect of a complete financial plan is determining proper insurance protection. It is essential to establish your individual needs for the proper type of coverage. Your plan will include a review of the lowest cost for the most benefit for life, health or disability protection.
“Nothing is certain but death and taxes.” Ben Franklin was only partly right. Tax reduction is a very powerful and effective element in building and preserving your assets. Understanding what tax advantages are available to you and minimizing the deteriorating effects of taxation on your assets is a cornerstone of our business.
Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchases you should carefully read the prospectus and prospectuses for the underlying investment portfolio of variable products and other information about the investment company. In addition to carefully reviewing the prospectus you are advised to consider carefully the investment objectives, risks, charges and expenses of the investment before investing. A prospectus may be obtained by contacting our office or directly from the mutual fund, insurance company, or offering entity.